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Six weeks after the 2 August EU AI Act deadline, and with the US SR 26-2 update excluding agentic AI, bank innovation offices face a governance question they did not size correctly. What separates the offices that will spend Q4 reactive from those that will not is a peer view assembled before the vendor calls begin.

Fintech has moved from disruption to institutional maturity. In late 2026, European bank innovation offices need a scouting workflow that starts with the horizon question and the peer view, not the vendor inbox.

The ECB has quietly moved digital and AI governance into its 2026-28 supervisory priorities. How European bank innovation offices should reset mandate, portfolio and peer inputs before 2027.

Regulators now know more about your peers than you do. How European bank innovation teams close the peer benchmarking gap under delivery pressure before the 2027 supervisory cycle.

We're pleased to confirm that The Connector will be attending The Banking Scene Payments BBQ Night 2026, taking place on September 10 at De Warande in Brussels. What the Event Is About This year's theme asks a question that sits at the heart of our industry: what is truly shaping the future of payments today, regulation or innovation? Payments are being pulled in two directions at once. On one side, regulators and industry bodies are working to build safer, more resilient and

European banks are rewriting the build, buy or partner decision as DORA, the EU AI Act and tech sovereignty converge in late 2026.