Discover the Latest Edition of FinanceX Magazine

The latest edition of FinanceX Magazine has just landed, and this May we are turning our attention to one of the most consequential corners of financial services: RegTech.

Once seen as a back-office cost centre, regulatory technology has quietly become one of the defining battlegrounds of modern finance. Compliance teams are no longer simply reacting to rulebooks. They are embedding controls into processes, surfacing risk in real time, and using AI, automation and shared data infrastructure to do work that, only a few years ago, was assumed to require armies of analysts. The 22nd edition of FinanceX Magazine takes a close, practical look at how that shift is unfolding across Europe and beyond.

What this edition is about

The promise of RegTech is straightforward; better compliance, lower cost, faster decisions, but the reality on the ground is far more interesting. With DORA, NIS2, the AI Act, MiCA, eIDAS 2.0, CCD II and AMLD VI all moving from drafting tables into active enforcement, financial institutions are being asked to prove not just that they have controls, but that those controls actually work, end to end, under pressure. RegTech is what makes that proof possible.

Across more than twenty contributions, this edition looks at how compliance is evolving from a defensive function into a strategic capability, one that touches everything from customer onboarding and KYC to fraud prevention, supervisory technology, digital identity and the architecture of trust itself.

Some of the highlights inside

A few of the standout pieces our contributors have written for this edition:

• From Control Burden to Strategic Capability: What Comes Next for RegTech: a sharp look at how RegTech is moving from incremental tooling to structural necessity in financial services.

• Fintech and Insurtech in EU Regulatory Terms - A Practical Reality Check: what DORA and NIS2 actually mean for technology providers, including the ones who think they are out of scope.

• The EUDI Wallet and the RegTech Reckoning: what Europe's digital identity shift really means for compliance teams and onboarding journeys.

• Germany's Fintech and Banking Market in 2026: The Era of Intelligent Resilience: how a famously demanding regulatory environment is becoming a competitive advantage.

• From Cybersecurity to Digital Operational Resilience: why the conversation has moved beyond "keeping attackers out" to demonstrating recovery and continuity under stress.

• Agentic Payments Are Coming: What European PSPs and Compliance Teams Need to Know: a look at one of the most thrilling and disorienting frontiers in finance right now.

• Managing Large-Scale Redress: What the Motor Finance Scheme Reveals About Compliance Operations: a candid case study on what happens when compliance has to scale to millions of customers, fast.

• RegTech: Redefining Compliance in European Financial Services: a closing legal and regulatory perspective on where the European market is heading next.

Alongside these, there are practical pieces on automation in AML and KYC, data sovereignty, tokenised deposits, supervisory technology, sanctions screening, and the role RegTech plays in helping early-stage start-ups manage time-to-market risk. Real cases, real practitioners, real lessons.

Why this edition matters

RegTech often gets reduced to a list of acronyms and tools. What this edition tries to do, through the voices of the people building and deploying these systems, is show the bigger picture: compliance is becoming infrastructure. The institutions that understand this are not just reducing operational drag, they are building genuine, durable trust with customers, regulators and partners. The ones that do not are quietly accumulating risk that will eventually surface.

Read the full edition

The 22nd edition of FinanceX Magazine is available now on the FinanceX website. Whether you work in compliance, fintech, banking, insurance, payments, legal, or simply care about where European finance is heading next, this issue is worth your time.

Read the full edition at www.financexmagazine.com

To contribute to a future edition, share your expertise, or get in touch with the editorial team, reach out to press@financexmagazine.com or connect directly with Koen Vanderhoydonk or Sean Murphy.

Stay curious, stay opinionated, and keep the conversation going.