Koen Vanderhoydonk

The EU AI Act 2 August deadline, DORA supervision, PSD3/PSR adoption and FIDA trilogue are converging. How European banks turn four rulebooks into one adoption decision in late 2026.

Staying current in financial services is no longer a productivity problem. It is a portfolio problem. How senior bank innovation teams rebuild their intelligence habits under delivery pressure in 2026.

In six days, on 2 August 2026, the high-risk system obligations of the EU AI Act become enforceable. Most tier-1 European banks now have at least one high-risk system in production, and the deadline lands squarely on frameworks that were never built for it. That framing alone would make a solid compliance note. What makes it interesting is the quieter shift underneath. Over the last twelve months, agentic AI has moved from proof-of-concept to production across banking. JPMorgan Chase...