We got featured: Fintech Garden
- rozemarijndeneve
- Oct 22
- 1 min read

Thank you to Fintech Garden and Dumitru Condrea for an excellent discussion at Sibos 2025.
In fintech, growth isn’t optional anymore. It’s survival.
At Fintech Garden’s Sibos session, our Founder & CEO Koen Marcel K Vanderhoydonk shared why European fintechs must scale fast or risk disappearing altogether.
Europe continues to lead in innovation, but fragmentation still holds many players back. As Koen highlighted, this is the make-or-break moment for fintechs to prove they can grow beyond borders, where adaptability, trust, and speed define who stays in the game.
Key takeaways:
- Scale or vanish. The fintech race in Europe rewards speed, not just good ideas.
- Fragmentation kills growth. Cultural and regulatory gaps still slow cross-border scaling.
- Collaboration is survival. Banks, fintechs, and regulators must learn to move as one ecosystem.
Watch the full conversation here: https://lnkd.in/gT7JcfwG


